Articles
Sharing Experiences of Life & Insurance
With over 13 years of experience in the insurance industry (that’s over 5,000 days living and breathing all things insurance), it’s safe to say we know our stuff. We figured why should we keep all this info to ourselves? That’s why we’ve put together some of our favorite helpful tips and tricks so you can feel like an expert too.
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Liability vs. Full Coverage: What’s the Difference?
Having options is always great. When it comes to car insurance coverage, there are a few options. Liability Coverage Liability coverage covers other people (not you) for their injuries and...
Read MoreLandlord Insurance 101
Most people don’t know about landlord liability coverage, unless they are a landlord. If you own property with tenants, or if you rent your beach house out for the summer, you need landlord insurance. Renting is very popular these days….
Read MoreGap Insurance
Gap insurance comes to the rescue if your vehicle is totaled or stolen, and you owe more on it than what it’s worth. It’s an optional coverage which means it does not come standard on your auto policy. BTW- gap…
Read MoreRenters Insurance 101
Renters insurance protects your belongings in case of damage caused by…
Read MoreHomeowners Insurance 101
For most people, their home is their most important (and expensive) asset. You…
Read MoreLiability vs. Full Coverage: What’s the Difference?
Having options is always great. When it comes to car insurance…
Read MoreBoat Insurance- Do I Need It?
If your life is lacking fun, and you’re thinking of purchasing…
Read MoreAuto Insurance 101: What Is A Deductible?
This is one of the most common car insurance questions. Luckily, we know how to answer it. A deductible is the amount you pay out-of-pocket before your insurance covers any losses. Let’s say you get into an accident, and your deductible…
Read MoreLandlord Insurance 101
Most people don’t know about landlord liability coverage, unless they are a landlord. If you own property with tenants, or if you rent your beach house out for the summer, you need landlord insurance. Renting is very popular these days….
Read MoreThe Woes of Winter: Fire & Ice Damage
There’s always risk of property damage. However, the wintertime brings a rather paradoxical type of risk. It’s cold on the outside and hot on the inside. This means your home is facing risk of fire and ice damages. You don’t…
Read MoreDo I Really Need Flood Insurance?
We, as humans, love to reside near water. However, homeowners who…
Read MoreHow Is The Price of Homeowners Insurance Calculated?
A variety of factors are considered when your agent is pricing…
Read MoreMold and Mildew- Am I Covered?
Most home insurance policies do not cover mold removal or damage from mold or bacteria, but that doesn’t mean you shouldn’t still file a claim. There are a few exceptions. When It Is Covered Sudden mold-related incidents specified on your policy may be covered. These are…
Read MoreHomeowners Insurance 101
For most people, their home is their most important (and expensive) asset. You…
Read MoreUmbrella Insurance 101
Umbrella insurance is a form of liability insurance that will supplement your…
Read MoreGap Insurance
Gap insurance comes to the rescue if your vehicle is totaled or stolen, and you owe more on it than what it’s worth. It’s an optional coverage which means it does not come standard on your auto policy. BTW- gap…
Read MoreLiability vs. Full Coverage: What’s the Difference?
Having options is always great. When it comes to car insurance…
Read MoreTotaled Vehicle? Here’s What to Do.
If you’re involved in an auto accident, regardless of fault, and…
Read MoreWhat’s the Deal with Rental Car Insurance?
If you have ever rented a car, then it’s likely you’ve…
Read MoreWhat to Do After a Car Accident: A Guide by Prosper
An accident can be a stressful and frightening event. Being prepared and knowing what to do can save lives, reduce injuries and make the claims process simple and pain-free. First, move to a safe area, if you can. Make certain everyone involved…
Read MoreAuto Insurance 101: What Is A Deductible?
This is one of the most common car insurance questions. Luckily, we know how to answer it. A deductible is the amount you pay out-of-pocket before your insurance covers any losses. Let’s say you get into an accident, and your deductible…
Read MoreJewelry and Engagement Ring Insurance
Yes, this is a thing. Jewelry can be pretty pricey, and it is…
Read MoreBoat Insurance- Do I Need It?
If your life is lacking fun, and you’re thinking of purchasing…
Read MoreUmbrella Insurance 101
Umbrella insurance is a form of liability insurance that will supplement your…
Read More