Articles

Most people don’t know about landlord liability coverage, unless they are a landlord. If you own property with tenants, or if you rent your beach house out for the summer, you need landlord insurance. Renting is very popular these days….

Gap Insurance

Gap insurance comes to the rescue if your vehicle is totaled or stolen, and you owe more on it than what it’s worth. It’s an optional coverage which means it does not come standard on your auto policy. BTW- gap…

Life Insurance 101

Think of life insurance as a financial safety net. Having a life…

Renters Insurance 101

Renters insurance protects your belongings in case of damage caused by…

Homeowners Insurance 101

For most people, their home is their most important (and expensive) asset. You…

Liability vs. Full Coverage: What’s the Difference?

Having options is always great. When it comes to car insurance…

Boat Insurance- Do I Need It?

If your life is lacking fun, and you’re thinking of purchasing…

Auto Insurance 101: What Is A Deductible?

This is one of the most common car insurance questions. Luckily, we know how to answer it. A deductible is the amount you pay out-of-pocket before your insurance covers any losses. Let’s say you get into an accident, and your deductible…

Homeowners

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Landlord Insurance 101

Most people don’t know about landlord liability coverage, unless they are a landlord. If you own property with tenants, or if you rent your beach house out for the summer, you need landlord insurance. Renting is very popular these days….

The Woes of Winter: Fire & Ice Damage

There’s always risk of property damage. However, the wintertime brings a rather paradoxical type of risk. It’s cold on the outside and hot on the inside. This means your home is facing risk of fire and ice damages. You don’t…

Do I Really Need Flood Insurance?

We, as humans, love to reside near water. However, homeowners who…

How Is The Price of Homeowners Insurance Calculated?

A variety of factors are considered when your agent is pricing…

Mold and Mildew- Am I Covered?

Most home insurance policies do not cover mold removal or damage from mold or bacteria, but that doesn’t mean you shouldn’t still file a claim. There are a few exceptions. When It Is Covered Sudden mold-related incidents specified on your policy may be covered. These are…

Homeowners Insurance 101

For most people, their home is their most important (and expensive) asset. You…

Umbrella Insurance 101

Umbrella insurance is a form of liability insurance that will supplement your…

Auto/Vehicle

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Rideshare Insurance

Whether you drive for ridesharing companies like Uber or Lyft, or an app-based delivery service, you need rideshare insurance. When you’re on the clock and using your personal vehicle during your shift as a driver for a ridesharing company, your…

Insuring Your Teenage Driver

So you’re a parent and it’s finally time for your teenager…

Gap Insurance

Gap insurance comes to the rescue if your vehicle is totaled or stolen, and you owe more on it than what it’s worth. It’s an optional coverage which means it does not come standard on your auto policy. BTW- gap…

RV Insurance

If you’ve chosen to take your life on the road, you…

Liability vs. Full Coverage: What’s the Difference?

Having options is always great. When it comes to car insurance…

Totaled Vehicle? Here’s What to Do.

If you’re involved in an auto accident, regardless of fault, and…

What’s the Deal with Rental Car Insurance?

If you have ever rented a car, then it’s likely you’ve…

What to Do After a Car Accident: A Guide by Prosper

An accident can be a stressful and frightening event. Being prepared and knowing what to do can save lives, reduce injuries and make the claims process simple and pain-free. First, move to a safe area, if you can. Make certain everyone involved…