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Landlord Insurance 101

Most people don’t know about landlord liability coverage, unless they are a landlord. If you own property with tenants, or if you rent your beach house out for the summer, you need landlord insurance. Renting is very popular these days....

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The Woes of Winter: Fire & Ice Damage

There’s always risk of property damage. However, the wintertime brings a rather paradoxical type of risk. It’s cold on the outside and hot on the inside. This means your home is facing risk of fire and ice damages. You don’t...

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Do I Really Need Flood Insurance?

We, as humans, love to reside near water. However, homeowners who...

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How Is The Price of Homeowners Insurance Calculated?

A variety of factors are considered when your agent is pricing...

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Mold and Mildew- Am I Covered?

Most home insurance policies do not cover mold removal or damage from mold or bacteria, but that doesn’t mean you shouldn’t still file a claim. There are a few exceptions. When It Is Covered  Sudden mold-related incidents specified on your policy may be covered. These are...

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Homeowners Insurance 101

For most people, their home is their most important (and expensive) asset. You...

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Umbrella Insurance 101

Umbrella insurance is a form of liability insurance that will supplement your...

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