Homeowners Archives - Prosper Insurance

Fallen Tree Damage

It really only takes one strong gust of wind to knock...

Most people don’t know about landlord liability coverage, unless they are a landlord. If you own property with tenants, or if you rent your beach house out for the summer, you need landlord insurance. Renting is very popular these days....

The Woes of Winter: Fire & Ice Damage

There’s always risk of property damage. However, the wintertime brings a rather paradoxical type of risk. It’s cold on the outside and hot on the inside. This means your home is facing risk of fire and ice damages. You don’t...

Do I Really Need Flood Insurance?

We, as humans, love to reside near water. However, homeowners who...

How Is The Price of Homeowners Insurance Calculated?

A variety of factors are considered when your agent is pricing...

Mold and Mildew- Am I Covered?

Most home insurance policies do not cover mold removal or damage from mold or bacteria, but that doesn’t mean you shouldn’t still file a claim. There are a few exceptions. When It Is Covered Sudden mold-related incidents specified on your policy may be covered. These are...