Hey there beach-goer!

Summer is here, which means it’s time to soak up the sun, listen to the sound of the waves crashing, catch up on a fun summer book, and feel the sand between your toes!

Whether you’re planning a beach day trip or a long vacation, there are a few things to check on before you hit the beach.

Summer Beach Trip Packing List Items:

Insurance: If you own a coastal home, boat, jet ski, or rental vacation home, you’ll want to make sure you have the right insurance coverage active.

Coastal Home Insurance

Living by the water is beautiful but it does come with risks. Most coastal homes are susceptible to damage from natural disasters like hurricanes, flooding, and high winds. Double-check that your property is properly covered. It’s important to annually review and update your insurance policy to make sure you are covered for any changes in your property.

Boat or Jet Ski Insurance

Make sure you have the right insurance coverage if you own a boat or jet ski as well. Boats and Jet Skis can be damaged in accidents or during severe weather, so it’s important to ensure that you’re properly covered.

Check the area you’ll be boating or skiing in to make sure your policy covers that area and that you’re up-to-date with all the necessary paperwork.

Finally, familiarize yourself with the rules and regulations of the area to make sure you are abiding by all safety requirements.

Vacation Rental Insurance

If you are renting a vacation home, it is important to make sure you have the right insurance coverage in place. Talk to your insurance provider to make sure you are covered for any unexpected losses while you are away.

Check the terms and conditions of the rental agreement to make sure you are aware of any additional restrictions or requirements that may be in place. Make sure you are familiar with the local laws and regulations for vacation rental properties in your area.

Contact us today at (757) 248-5973 to learn more about coastal home, boat, jetski, or vacation rental insurance.

Beach Safety Tips:

Be sure to follow beach safety tips when spending time at the beach. Wear a life jacket when participating in water activities and use caution when swimming in unfamiliar waters. Be aware of the weather and tidal conditions and be mindful of strong currents and rip tides.

Beach Packing List:

  • Beach chairs
  • Beach towels/blanket
  • Ice cooler
  • Sunscreen
  • Sunglasses
  • Water bottles
  • Snacks or a lunch option
  • Beach bag
  • Sun hat
  • Games/activities
  • Portable speaker

Boat Safety Tips:

Check the weather and tide conditions before heading out on the water and be aware of any potential hazards. Make sure that you have all the necessary safety gear onboard, including life jackets, flares, and an emergency whistle.

Ensure that the boat is well-maintained and in good working order. Always stay sober while operating a boat and be mindful of other vessels in the area.

Boat Packing List:

  • Boating license
  • Life jackets and wearable personal flotation devices
  • Throwable flotation devices
  • Fire extinguishers
  • First aid kit
  • Visual distress signals
  • Sound signaling devices
  • Sunscreen
  • Sun hat
  • Sunglasses
  • Beach towels
  • Ice cooler
  • Snacks

Whether it’s a long vacation or a short beach trip, you will be set for an amazing and enjoyable summer with these tips!

Remember, that accidents can happen, so it’s important to have the right insurance coverage in place to protect yourself and your loved ones.

So, put on your sunscreen, grab your beach chairs, and lets hit the beach this summer!