An accident can be a stressful and frightening event. Being prepared and knowing what to do can save lives, reduce injuries and make the claims process simple and pain-free.

  • First, move to a safe area, if you can. 
  • Make certain everyone involved is okay. If someone is injured, call 911 immediately. 
  • Contact the police and make a report. 
  • Take photos of all cars involved, including license plates, especially if the vehicles have not been moved (this is extremely important when filing a claim). 
  • Exchange contact information with all drivers involved. 
  • Note the accident location (i.e., intersection, road names, highway, milepost or exit). 
  • Confirm if any witnesses and obtain their info. 
  • If your vehicle is towed, confirm the name, address and phone number of the towing company. 
  • Call Prosper Insurance! We’ll pull up your policy and guide you through your next steps.

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