An accident can be a stressful and frightening event. Being prepared and knowing what to do can save lives, reduce injuries and make the claims process simple and pain-free.

  1. If you are able to, move to a safe area. 
  2. Make certain everyone involved is okay. If someone is injured, call 911 immediately. 
  3. Contact the police and make a report. 
  4. Take photos of all cars involved, including license plates, especially if the vehicles have not been moved (This is extremely important when filing a claim). 
  5. Exchange contact information with all drivers involved. 
  6. Note the accident location (i.e., intersection, road names, highway, milepost or exit).
  7. Confirm if any witnesses and obtain their info. 
  8. If your vehicle is towed, confirm the name, address and phone number of the towing company. 
  9. Call Prosper Insurance! We’ll pull up your policy and guide you through your next steps.

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