Should I Buy Additional Life Insurance on Top of the Coverage Provided by My Employer?
Yes! Your employer’s coverage is typically 1x-2x your base income. Very rarely is this enough to take care of a mortgage, final expenses, and one year of income replacement. It’s important to have a coverage layer on top of your...
Read MoreHow can I save money when buying life insurance?
There are a few ways you can save money when buying life insurance. A general rule of thumb is to purchase young to lock in the lowest rates, so you don’t end up paying hefty premiums in the future. Speak...
Read MoreIf my home was damaged, can I start repairs?
If a natural disaster has caused significant damage to your home,...
Read MoreWhat if my home is burglarized?
Your first step is to ensure that you and your family are safe, and then, call the police. When the police arrive, they will complete a report with all the important info regarding your situation. This report is necessary when...
Read MoreCan I get a damage estimate before filing a claim?
Yes, we recommend obtaining an estimate before filing a claim. Once you have your estimate, give us a call to discuss your options. We’ll also look at your policy with you to see if your estimate is above your deductible. Visit...
Read MoreHow long will my car insurance claim take?
Every claim is unique, and many factors determine how long it will take. Giving your claims advocate all the necessary details and documentation will help keep your claim process moving smoothly.
Read MoreWill I have to pay my deductible if I’m not at fault?
Maybe. For certain coverage types, you’ll pay a deductible even if you aren’t at fault. But, if there’s a chance your insurance could recover the amount paid, including your deductible from the person responsible, they will. If they aren’t successful,...
Read MoreWhat is a Deductible?
A deductible on your insurance policy is what you pay before the insurance kicks in. This is to prevent extremely small claims from being filed as insurance is for larger emergencies. For example, if your home deductible is $1,000 and...
Read MoreEducation & Development
We understand that humans are constantly evolving. Through workshops, trainings, or industry certifications, we’re here to support your personal and professional growth.
Read MoreCompensation
Whether you are a salary paid employee or commissioned, we pride ourselves on being industry leaders in our total compensation packages.
Read MoreFamily Planning
We love seeing our employee’s families grow! Prosper provides paid maternity and paternity leave and provides support through our Adoption Assistance Program.
Read MoreFinancial Security
We help our clients plan for the future, so why wouldn’t we help our employees too? Prosper offers a 401k retirement plan to all full-time employees. We will even match some of your contributions!
Read MoreCyber Liability & Data Compromise
The threats modern businesses face are not the same as they’ve been in the past, particularly in the world of cyber liability and crime. Prosper Commercial can implement protection against: Loss or damage to your businesse’s electronic data Breach of...
Read MoreEmployment Practices
Employment Practices Coverage (often called EPL or EPLI) protects businesses from lawsuits by either employees (first party) or outside parties (third party) claiming their rights have been violated. This includes but is not limited to: Sexual harassment Discrimination Wrongful termination
Read MoreProfessional Liability / Errors & Omissions
Professional liability coverage, sometimes called Errors & Omissions, fills coverage gaps for professionals not covered by General Liability. This coverage is often required either by contract or legislation. Prosper can help serve the needs of professionals such as: Real estate...
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