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Should I Buy Additional Life Insurance on Top of the Coverage Provided by My Employer?

Yes! Your employer’s coverage is typically 1x-2x your base income. Very rarely is this enough to take care of a mortgage, final expenses, and one year of income replacement. It’s important to have a coverage layer on top of your...

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How can I save money when buying life insurance?

There are a few ways you can save money when buying life insurance. A general rule of thumb is to purchase young to lock in the lowest rates, so you don’t end up paying hefty premiums in the future. Speak...

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If my home was damaged, can I start repairs?

If a natural disaster has caused significant damage to your home,...

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What if my home is burglarized?

Your first step is to ensure that you and your family are safe, and then, call the police. When the police arrive, they will complete a report with all the important info regarding your situation. This report is necessary when...

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Can I get a damage estimate before filing a claim?

Yes, we recommend obtaining an estimate before filing a claim. Once you have your estimate, give us a call to discuss your options. We’ll also look at your policy with you to see if your estimate is above your deductible. Visit...

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How long will my car insurance claim take?

Every claim is unique, and many factors determine how long it will take.  Giving your claims advocate all the necessary details and documentation will help keep your claim process moving smoothly.

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Will I have to pay my deductible if I’m not at fault?

Maybe. For certain coverage types, you’ll pay a deductible even if you aren’t at fault. But, if there’s a chance your insurance could recover the amount paid, including your deductible from the person responsible, they will. If they aren’t successful,...

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What is a Deductible?

A deductible on your insurance policy is what you pay before the insurance kicks in. This is to prevent extremely small claims from being filed as insurance is for larger emergencies. For example, if your home deductible is $1,000 and...

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Education & Development

We understand that humans are constantly evolving.  Through workshops, trainings, or industry certifications, we’re here to support your personal and professional growth.

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Whether you are a salary paid employee or commissioned, we pride ourselves on being industry leaders in our total compensation packages.

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Family Planning

We love seeing our employee’s families grow!  Prosper provides paid maternity and paternity leave and provides support through our Adoption Assistance Program.

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Exercise? I thought you said extra fries. While food makes us happy too, regular exercise has many health benefits. That’s why we pay the full cost for a gym membership for all employees.

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Time Off

At Prosper we believe in a healthy work-life balance.  All full-time employees receive three weeks paid vacation on day one of employment.  You can finally take that trip to Hawaii!

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Financial Security

We help our clients plan for the future, so why wouldn’t we help our employees too?  Prosper offers a 401k retirement plan to all full-time employees.  We will even match some of your contributions!

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We offer affordable health, dental, and vision plans for you and your family with no waiting period. We also provide company paid disability and life insurance for all full-time employees.

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Cyber Liability & Data Compromise

The threats modern businesses face are not the same as they’ve been in the past, particularly in the world of cyber liability and crime. Prosper Commercial can implement protection against: Loss or damage to your businesse’s electronic data Breach of...

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Employment Practices

Employment Practices Coverage (often called EPL or EPLI) protects businesses from lawsuits by either employees (first party) or outside parties (third party) claiming their rights have been violated. This includes but is not limited to: Sexual harassment Discrimination Wrongful termination

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Professional Liability / Errors & Omissions

Professional liability coverage, sometimes called Errors & Omissions, fills coverage gaps for professionals not covered by General Liability. This coverage is often required either by contract or legislation. Prosper can help serve the needs of professionals such as: Real estate...

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