Important Announcement: Prosper Insurance is joining forces with Evertree.
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Why did Prosper choose Evertree?

Prosper’s vision has always been to create a workplace that people could be proud to be a part of, and any client or partner that works with us felt that in their experience. We were positioning ourselves for national growth,...

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Will the name/brand change?

Yes, our name will officially change to Evertree! The official details of the rebrand of the company will be announced soon.

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What changes can I expect to see?

We will rebrand and become Evertree, so you may notice the new agency name and logo on future documents. Besides that, many things will stay the same for the foreseeable future. Our customer service will remain top-notch, our claims department...

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Will my account, policy, or rates be impacted by this?

All that is changing is the name of our brokerage as well as the additional resources we’re able to offer our clients. Your account and insurance carrier that holds your policy will stay the same.

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What are the advantages to me, the client?

This change brings many advantages to you, including more carrier partners, additional product offerings, and moving towards the ability to obtain insurance in all 50 states. You will also notice better technology and phone systems to improve your experience every...

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Is our referral program going away or changing?

Throughout this change, we do not foresee this changing and will continue to support our partners in the way we always have.

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What will future communication/service be like?

You’ll continue to receive the excellent service you’ve always enjoyed, now enhanced by the recognition of a nationally renowned agency while preserving the one-on-one personal experience. As always, our service department will be here to communicate any additional changes.

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Will I still work with the team members associated with my account?

Yes! Although we are combining forces with Evertree, and the brokerage name will eventually change from Prosper to Evertree, the folks you’ve been working with will still be here for you.

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Is My Boat Protected While it’s Being Transported?

Policies vary so it is always important to talk to your agent to find out for sure what coverages you have for your boat and trailer while on the road.

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Do I Need Boat Insurance During the Off-Season?

If your boat is being stored on dry land during the off-season, you may be tempted to cancel your boat insurance policy. However, It’s important to keep in mind there are year-round risks for your boat, such as fire or...

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Will Condo Insurance Cover Hurricane Damage?

Condo insurance will cover damages to your possessions and the interior of your condo from major storms such as hurricanes, windstorms, and tornados. Keep in mind, damages to plumbing, fixtures or wiring may or may not be covered under the...

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Will my condo policy cover the structure of my condo, or just my belongings?

It depends. Usually, your condo association’s master policy would cover what’s outside your wall, the physical structure of the condo unit, and common areas. However, your personal condo policy would be responsible for everything in them. This includes the structures...

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What is a Deductible?

A deductible on your insurance policy is what you pay out of pocket before the insurance kicks in. This is to prevent extremely small claims from being filed as insurance is for larger emergencies. For example, if your auto deductible...

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How do I file a claim?

If you need to file a claim, make sure to call us first! Our team will help you determine if a claim should be filed and connect you with the insurance carrier to start the claims process. We will even...

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Can I get a damage estimate before filing a claim?

Yes, we recommend obtaining an estimate before filing a claim. Once you have your estimate, give us a call to discuss your options. We’ll also look at your policy with you to see if your estimate is above your deductible.

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Can I buy more than one life insurance policy?

Yes! Most people we work with have a large term policy with a small permanent policy to accomplish different goals. For more information, call 757-448-3820 or book a consultation today.

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Should I buy life insurance that requires no medical questions?

No medical questions mean that carriers want to offer you little to no coverage. They will generally offer you up to $25k in coverage once the policy has been in force for two years. Our agents have the experience to...

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How much life insurance do I want?

Everyone is different. Life insurance coverage ranges from final expenses to income replacement. Let us guide you through a coverage determination process. For more information, call 757-448-3820 or book a consultation today.

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