If you’re a homeowner or renter, you know that colder temperatures bring changes to your home and, consequently, your heating bill. We’re here to help you winterize your home to protect it from the elements and save on winter heating costs. So put on your coziest sweater and get your home ready for winter.

Let’s start with some tips for outdoor maintenance.

  • Check your gutters. Clear out any debris from your gutters and downspouts to prevent them from leaking or sagging. Clogged gutters are dangerous as they can lead to water issues in the foundation, wall and ceiling damage, and pests.
  • Ensure your roof is in tip-top shape. Snow can take a toll on old or damaged roofs. So before winter hits, take care of any necessary roof repairs.
  • Trim your trees and landscaping. It’s always a good idea to trim up any problem branches, especially those near power lines.

Now let’s head inside.

  • Windows and doors. Caulk around holes and openings to help prevent cold air from seeping in. Install weather stripping and seals around openings such as windows, doors, air conditioners, and mail chutes
  • Check before heating. Furnaces, boilers, and chimneys should be serviced at least once a year to clear any buildup and to keep them running efficiently.
  • Turn down the thermostat while you’re away. Save money by adjusting the thermostat down by 10 to 15 degrees during the day while you’re at work.

Most homeowners insurance policies cover damages due to extreme winter weather. Contact your Prosper agent to answer any questions you have about your specific homeowners, condo, or renters’ insurance policy.

Call us for more seasonal tips.

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