Have Carolina on your mind? Buying a home in North Carolina is a wonderful place to settle down and plant your roots. Perhaps, you have lived in North Carolina for a while, or you are relocating to the area. We are here to help!

Here is a quick guide to help you better understand the area and start your home search.   

What is there to do in North Carolina?  

The state of North Carolina has a lot to offer to potential home buyers. North Carolina is most known for its beautiful state parks, plenty of outdoor adventures, historical landmarks, professional and college sports teams, delicious barbeque and so much more. Let us help you make the big jump and buy a house in North Carolina!  

How to find a house in North Carolina?  

Buying a home is one of the most valuable investments you will make in your lifetime. That is why it is important that you choose a home that best fits your needs and budget.   

#1 Determine your Wants and Needs  

First, we recommend that you spend time determining your wants and needs for your future home. How many bedrooms would you like? How many bathrooms? Backyard? Location? School district? Etc. Start creating a list in preparation for when you speak to your realtor.  

#2 Hire a Real Estate Agent  

Second, hire a realtor who knows the area well, especially if you are relocating, they will be able to help you find the perfect home that fits your style.  

#3 Get Pre-Approved  

Start the process of getting approved for a mortgage loan. Mortgage pre-approval is an important part of the home buying process. You will need to know what type of mortgage you qualify for and the type of loan amount you will receive.   

#4 Search Homes  

Now that you have a better understanding of what you can afford, searching for homes that are hitting the market can be an exciting and/or overwhelming venture. Remember to refer to your list you created and work with your real estate agent to help you find your dream home!  

#5 Submit an Offer  

You have found the home you love, now is the time to submit your offer to purchase!  

#6 Secure your Home Insurance  

Protect your dream home and secure a home insurance policy.

Here at Prosper, our licensed insurance agents are here to make your life easy. How do we do that? We give you the option of comparing insurance options with top rated companies on price and coverage all at your fingertips!

It only takes 3 minutes to submit a quote to get your profile started or if you’d rather talk to someone on the phone, we have live agents ready to take your calls at (757) 248-5873.